car keys

Title Loans

Title Loans

At Cash-2-U, we understand that emergencies often create cash flow problems. Getting a loan from a trustworthy source isn’t always easy or fast — especially if past credit problems make getting approved difficult. But when you secure an auto title loan in Virginia with Cash-2-U, you can get easy access to the funding you need without worrying about time-consuming processing or embarrassing denials.

Stack of one-hundred dollars bills from a loan

Unlike other online installment loans in Virginia, our title loans are the perfect solution for someone with bad credit.

Auto title loans must be applied for in-person at one of our store locations.

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Cash-2-U can help you solve your short-term cash flow problem by using an asset you already own — your car!

Choose a Vehicle Title Loan for Fast Cash Option


Cash-2-U provides fast auto title loans in Virginia with no hassle. We’ll verify and analyze your income, as well as the value of your vehicle, to provide you with a title loan in VA in as little as 20 minutes. Access as little as $200 or as much as $10,000, and in just a few minutes, you’ll have the cash you want to address your most urgent needs.

The Differences Between a Vehicle Title Loan and a Revolving Line of Credit

There are some key differences between a vehicle title loan and a revolving line of credit, including:

  • The amount you can access – You can typically gain access to a higher amount of money with a vehicle title loan. With a revolving line of credit from Cash-2-U, you can get access to $1,000. With a vehicle title loan from Cash-2-U, you can get up to $10,000. The amount you get access to depends on a number of factors, including the condition of your vehicle.
  • Flexibility – With a vehicle title loan, you borrow the total amount for which you are approved. With a revolving line of credit, however, you are approved for a certain maximum amount. You can choose to borrow any amount as long as it doesn’t exceed the maximum.
  • Payments – When you borrow money using a revolving line of credit, you don’t have a fixed payment amount each month. You can choose to pay it off all at once or a little over time, as long as you meet the minimum monthly payment. With a vehicle title loan, you will have a fixed monthly payment based on the terms of the loan.

In general, a revolving line of credit is similar to using an actual credit card, while a vehicle title loan is a loan.

Auto Title Installment Loan Terms

Cash-2-U is committed to providing you with the cash you need using clear, easily understood terms. You can then use your funds however you see fit, such as paying off high-interest credit cards to consolidate debt or cover a large-ticket purchase.

Rearview mirror on a highway

Every Cash-2-U auto title loan abides by the state of Virginia’s required tiered interest rate structure. That means you can rest easy knowing you’re working with a reputable and state-regulated business for your installment title loan needs.

Get Cash From a Trustworthy Source

When you need money in a hurry, Cash-2-U is the courteous, professional and fast source you need to solve your cash flow problem. For more information, call Cash-2-U at 301-440-5364, or visit one of our 19 Virginia locations for immediate service.


For a $1000 loan repayable over 12 months, with an Annual Percentage Rate of 247.70641%, you would pay a total Finance Charge of $1768.29. Each monthly payment would be applied to principal & interest as the follows:


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How Virginia Title Loans Can Turn Your Finances Around

Cash-2-U is proud to offer quick and convenient payday loan alternatives to customers in need. We know our services can be used for positive change, and we’re here to offer you the support to make that happen. There are several ways a title loan or revolving line of credit can permanently change your spending habits for the best.

Use a small loan to prevent your checks from bouncing. When you live from hand to mouth, it only takes one mishap to bury you in debt. Our small monthly finance charge is much lower than the fees you’ll receive for every overdraft and returned payment.

You can also use one of our financing alternatives to re-establish a good credit score. Simply open a low-balance secured credit card. These are similar to regular credit cards, but they require a deposit, like a prepaid card. Secured cards are tracked by credit reporting bureaus — giving you a chance to prove you can handle the responsibility, and after so many months, many cards will graduate to unsecured. That means you can get your deposit back, or you may receive a big boost to your available credit line.

With a resource like Cash-2-U, you don’t have to worry about living paycheck to paycheck. You don’t have to anticipate bounced checks or disconnection notices. A title loan will provide you with all the funds you need to cover short-term emergencies, and you can also use the money to establish better spending habits. Give us a call today.

Due to recent law changes in Virginia, Cash-2-U Financial Services is no longer offering loans