Fast Loans for Short-Term Financial Needs
When you need cash fast, one of the easiest ways to get it is through a revolving line of credit. With Cash-2-U revolving line of credit borrowing options, you have the freedom to get the cash you need on the terms you want.
Cash-2-U is a straightforward, reputable revolving line of credit loan company in Virginia. You can trust us to get you the cash you need, the way you need it, when you need it.
The Advantages of Revolving Line of Credit Loans
There are key benefits to a revolving line of credit loan through Cash-2-U. These include:
- Fast service — When you apply for a revolving line of credit loan in Virginia from Cash-2-U, you can get the cash you need in as little as 20 minutes.
- Payment is disbursed in cash — With a revolving line of credit loan, you get the money you need as cash in your hand for added flexibility.
- Advanced payments up to $1,000 — Get up to $1,000 in advanced payments to take care of the pressing financial obligations you have.
- Revolving line of credit loan payment options — Making payments on revolving line of credit loans is easy thanks to our minimum-payment options. You can even make a payment by phone!
What Is the Difference Between a Revolving Credit for Short-Term Purchases and Just a Line of Credit?
Both are financial arrangements you make with a lending institution to get access to funds. You can use these funds however you need. Each line of credit provides you with a maximum amount of funds.
There is one major distinction between a non-revolving line of credit and a revolving line of credit. It involves what happens to your funds after you make a payment on your account:
- Non-revolving line of credit – Once you use your available funds, you would have to reapply for another line of credit to get additional funds.
- Revolving line of credit – After you make a payment on your revolving line of credit, the lender will replenish your funds. As long as you make regular payments, you will have access to the maximum funds. You can use the credit limit repeatedly, as long as you don’t go over the maximum. It’s similar to a credit card: You pay off the money you use to be able to access the money again.
How You Can Use a Revolving Credit for Short-Term Purchases
With a revolving line of credit, you can use the funds however you need. Many customers choose a revolving credit for short-term purchases to:
- Make a payment on a large-ticket item, such as a car or new furniture
- Cover expenses during the holiday season
- Have a safety net of available cash in case of an emergency
Fast Cash For Your Financial Emergencies
We strive to offer the best experience for revolving line of credit loans in Virginia because of the support offered from application to your final payment. We’re always happy to see our customers use their funds for permanent solutions to their money problems. All it takes is one emergency to push most consumers up against the ropes.
Using a line of credit from Cash-2-U, you can turn that around. The process is simple. Too often, one overdraft will create a domino effect that buries good people in debt and leaves them without the funds to pay for essentials, such as food and rent. Protect your money by using our finances during emergencies instead of taking on the risks of a bounced check.
If you have poor or non-existent credit, you can use our convenient revolving credit line to put a deposit down on a secured credit card. Unlike prepaid cards, secured credit cards report to major credit bureaus. After using a secured card responsibly for several months, many issuers will graduate your card to unsecured. They will return your deposit or credit the funds as a payment, and you’ll find your credit score begins to rise exponentially. There are many ways a revolving line of credit can benefit you in the long-term.
In addition, you can use your financing to make the types of purchases that save you in the long run. Buying certain items in bulk, or taking advantage of sale items you would normally purchase at regular price, can give you room in your budget to start putting money into a savings account.
Getting Revolving Credit for Short-Term Purchases Is Fast and Easy
Cash-2-U is ready to get you the cash you need, quickly and easily. Learn more about revolving lines of credit by calling Cash-2-U at 804-231-2274. You can also visit one of our 19 revolving line of credit loan locations in Virginia for more information.