Terms of Use

Acceptance of Terms of Use

F&L Marketing Enterprises, LLC and Cash-2-U Financial Services of Virginia, LLC (collectively, “Cash-2-U”) require that all visitors (“you” or “user”) to the website (www.cash2uloans.com) (“Site”) abide by the following Terms of Use (“TOU”). By accessing and using the Site you indicate your agreement to these TOU. If you do not agree to these TOU, please do not access or use the Site. The Site, including any modifications, deletions, updates, enhancements and new features (collectively, “Site Changes”) are subject to these TOU. Cash-2-U reserves the right to make any Site Changes at any time and in any manner, without prior notice.

The Site provides you with access to information concerning Cash-2-U and the products and services it offers. NOTHING ON THIS SITE IS A PROMISE TO MAKE A LOAN.

Rights

Cash-2-U owns this Site and Cash-2-U, or its content providers, own and/or retain the rights to all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, logo or graphic images appearing herein, and the operation of this Site (collectively, “Materials”), which are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks. Nothing in these TOU transfers any rights in the Materials to you or any third party and you acknowledge and agree that you do no not acquire any ownership rights by downloading or viewing any Materials.

Submissions

You acknowledge and agree that all submissions to Cash-2-U containing any comments, testimonials, improvements, suggestions, and ideas regarding the Site will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these TOU are later modified or terminated. This means you forever disclaim any proprietary rights in such submissions, and you acknowledge Cash-2-U’s unrestricted right to use, publish, and commercially exploit, identical, similar, or derivative ideas originating from your submission, in any medium, now and in the future, without notice, compensation or other obligation to you or any other person.

Use Limitation

Personal Use

The Site is for your personal use. You acknowledge and agree that you will not in any way copy, reproduce, publish, display, license, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, sell any information concerning, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Materials or products or services obtained from the Site.

Children Under 13

We do not knowingly solicit data online from, or market to, children under the age of 13.

No Unlawful or Prohibited Use

As a condition of your use of the Site, you acknowledge and agree that you will not use the Site for any purpose that is unlawful or otherwise prohibited by these TOU. You will not use the Site in any manner that could damage, disable, overburden, or impair any Cash-2-U or service provider server, or the network(s) connected to any Cash-2-U or service provider server, or interfere with any other party’s use and enjoyment of the Site. You will not attempt to gain unauthorized access to the Site, computer systems or networks connected to any Cash-2-U or service provider server or to the Site, through hacking, password mining or any other means. You will not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site.

Transmission of Personal Data

You acknowledge and agree that by providing Cash-2-U with any personal information through the Site, you consent to the transmission of your personal information as necessary for processing in accordance with Cash-2-U’s standard business practices. You should be aware that websites not owned by Cash-2-U (“Linked Sites”) may contain transmission of personal data provisions that differ from our rules. Cash-2-U is not responsible for any transmission by a Linked Site, and expressly disclaims any and all liability related to such transmissions.

Privacy Policy

For information on how Cash-2-U uses and protects the personal information that you may provide through the Site, please see our Online Privacy Policy.

Communications with Cash-2-U

Time Sensitive Instructions

Do not use the Site or email to communicate any time-sensitive instructions that are in any way related to or affect your loan or loan application. Such instructions may not be honored. All transactions conducted on this Site or via email must be confirmed in writing by us to be accepted by and binding upon us.

Loan Approvals

All loan approvals, pre-qualifications, pre-approvals, and the like, are only made by Cash-2-U in writing. Approvals, pre-qualifications and pre-approvals are conditional in accordance with these terms except as specifically provided for in a writing signed by Cash-2-U.

E-Signature

General communications through the Site or via email are not intended by us to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means, unless a specific statement to the contrary is included in the message and specific e-signature procedures are employed. However, your assent to a “click to accept” button or box is binding upon you.

Recording and Monitoring of Communications

Your communications with us through the Site, via email or telephone may be recorded or monitored and by using such communication methods you are consenting to the recording or monitoring of the same.

Contact Methods

By submitting information to Cash-2-U through the Site, or otherwise, you are making an inquiry as to lending programs and services offered by Cash-2-U and you give Cash-2-U permission to contract you by any means even if your phone number is on a “Do Not Call” list, including, but not limited to, telephone, email or fax.

Accurate Information

In making a loan inquiry, application, or in entering into any other request for information on the Site, you agree to provide accurate, true, current, and complete information upon which Cash-2-U may rely.

Cooperation

If you apply for a loan through the Site, Cash-2-U generally begins processing your application (which may include a driver’s license, pay stub, checking account information, and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and, if needed, to obtain any information Cash-2-U may need from third parties, such as your bank, employer, etc. In addition, you agree to notify Cash-2-U of any changes in any information submitted in connection with your application.

Linking

A link to a Linked Site on this Site does not mean that Cash-2-U endorses or accepts any responsibility for the content, functioning or use of the Linked Site, and you enter any Linked Site at your own risk. You agree that Cash-2-U has no control over or liability for information on Linked Sites. You should be aware that Linked Sites may contain rules, privacy provisions, confidentiality provisions, and other provisions that are different from the provisions provided on this Site. Cash-2-U expressly disclaims any and all liability related to another website’s provisions. Cash-2-U prohibits unauthorized hypertext links to the Site, or the framing of the Site.

Disclaimer of Warranties

THE SITE AND ALL OTHER INFORMATION OR SERVICES AVAILABLE ON THE SITE, INCLUDING TEXT, IMAGES, AND LINKS, AND THE INFORMATION ON ANY LINKED SITE, WHETHER AFFILIATED OR UNAFFILIATED WITH CASH-2-U, WHICH YOU MAY VISIT THROUGH THIS SITE, ARE PROVIDED “AS IS,” “WHERE IS,” AND “AS AVAILABLE,” BY CASH-2-U, AS A CONVENIENCE TO ALL USERS WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND INCLUDING, BUT NOT LIMITED TO, ANY EXPRESS OR IMPLIED WARRANTIES (I) OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; (II) OF INFORMATIONAL CONTENT OR ACCURACY; (III) OF NON-INFRINGEMENT; (IV) OF QUIET ENJOYMENT; (V) OF TITLE; (VI) THAT THIS SITE OR SERVICES WILL OPERATE ERROR FREE, OR IN AN UNINTERRUPTED FASHION; (VII) THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR (VIII) THAT THIS SITE IS COMPATIBLE WITH ANY PARTICULAR HARDWARE OR SOFTWARE PLATFORM. EFFORTS BY CASH-2-U TO MODIFY THE SITE SHALL NOT BE DEEMED A WAIVER OF THESE LIMITATIONS.

THE SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CASH-2-U AND/OR ITS SERVICE PROVIDERS MAY MAKE CHANGES TO THE SITE AT ANY TIME.

Limitation of Liability

CASH-2-U SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOSS OF PROFITS, LOSS OF USE, LOSS OF DATA, INTERRUPTION OF BUSINESS, OR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND HOWSOEVER CAUSED, WHETHER ARISING UNDER THESE TOU, FROM USE OF THE SITE, OR OTHERWISE, EVEN IF CASH-2-U WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR WAS NEGLIGENT. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES THAT MAY INFECT A USER’S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE EVENT.

IN JURISDICTIONS THAT PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, CASH-2-U’S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY THE LAW.

Indemnification

You agree to defend, indemnify, and hold Cash-2-U, its affiliates and their respective officers, directors, employees, agents, contractors and service providers harmless from and against any and all claims, liabilities, losses, suits, damages, disputes, or expenses, including reasonable attorney’s fees and costs, arising out of or in any way related to your use of the Site, including any third party claims.

Changes to Terms of Use

Material changes to the TOU will be posted on the Site for 30 days in advance of their taking effect. If you do not agree to any changes, you should discontinue your use of the Site.

Termination

We reserve the right at all times, in our sole discretion and without notice to you, to discontinue providing access to the Site, or any portion of the Site.

Governing Law and International Use

The Site is controlled by Cash-2-U from its Jensen Beach, Florida office in the United States of America. The Site only is directed to persons in Virginia, however, it may be accessed from many different places around the world. As each of these places has laws that may differ from those of the Commonwealth of Virginia, by accessing this Site, you agree that the statutes and laws of the Commonwealth of Virginia, without regard to the conflicts of laws principles, and including the Virginia Uniform Computer Information Transactions Act, will apply to all matters relating to the use of this Site. You further agree that exclusive jurisdiction for all disputes, claims or controversies relating to use of this Site shall be only in the federal or state court with competent jurisdiction in the Commonwealth of Virginia. You irrevocably consent to the exercise of personal jurisdiction by such courts in any such dispute, claim or controversy and irrevocably waive any objection on the ground of venue or the convenience of the forum. Any judgment entered in any such dispute, claim or controversy may be enforced in other jurisdictions in any manner provided by law. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws.

You acknowledge and agree that you are responsible for compliance with all federal, state, and local laws applicable to your access to and use of the Site.

DMCA – Copyright Infringement Claims

Cash-2-U has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (“DMCA”) and avails itself of the protections under the DMCA. Cash-2-U reserves the right to remove any materials on the Site that allegedly infringe another person’s copyright. If you believe your copyright has been infringed, please notify us at 3396 NE Sugarhill Ave, Jensen Beach, FL 34957 and provide the following information:

  1. a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;ii. identification of the copyrighted work(s) claimed to have been infringed;
  2. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  3. information reasonably sufficient to permit us to contact you, such as an address, telephone number, and email address;
  4. a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  5. a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Miscellaneous

These TOU constitute the entire agreement between you and Cash-2-U (except for the Online Privacy Policy) and supersede all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Cash-2-U with respect to this Site. If any part of these TOU is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of these TOU shall continue in effect. A printed version of these TOU and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these TOU to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.

For More Information

If you have any comments, concerns or questions regarding this TOU policy, please contact us at info@cash2uloans.com.

Last updated on 07/07/2011.