Alternative to Payday Loans

Alternative to Payday Loans

If you’re like most adults, you’ve occasionally suffered a financial emergency or had a cash flow problem. At Cash-2-U, we provide qualified customers with an alternative to payday loans and other cash loans in Virginia with no hassles and no upfront fees — that’s our guarantee.

Why Worry? Get Emergency Funding

Cash-2-U can provide you with the immediate emergency funding you need for any reason you choose. All you have to do is meet certain basic qualifications, and in most cases you’ll have the money you need in as little as 20 minutes. We’ll verify your income and other requirements, clearly explain our loan terms, and loan you up to $1,000. It’s fast and easy!

Cash-2-U Is the Virginia Cash Advance Company You Can Trust

You can secure a Cash-2-U alternative to a payday loan in a few simple steps. To qualify for a cash advance from Cash-2-U, you must:

  • Have an active checking account for at least 30 days, a blank or voided check, and provide a bank statement or activity report
  • Meet minimum net monthly income requirements and provide proof of income. Income minimums range from $800 to $1,000 and depend on your Virginia location. Paystubs, entitlement letters and earnings statements are all acceptable forms of proof of income
  • Have a minimum of 90 to 180 days of employment with your current job, depending on your location
  • Have a working home or cell phone
  • Provide a current driver’s license or identification card
  • Proof of your Social Security number


Due to recent law changes in Virginia, Cash-2-U Financial Services is no longer offering loans