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FAQs

Frequently Asked Questions for Cash-2-U

Find answers to common questions below :

Revolving Line of Credit

How much can I borrow with a revolving line of credit loan?

Cash-2-U offers a revolving line of credit loan from $200.00 to $750.00.

What are the requirements to get a revolving line of credit loan?

The requirements to obtain a revolving line of credit loan from Cash-2-U are:

  • Be on your job for at least 3 – 6 months, depending on location,  and have a verifiable source of net income of at least $800 to $1,000 depending on city and location
  • Have a checking account that has been open and active for at least 30 days
  • A home phone or working cell phone

What do I need to bring with me when I come into the office?

You will need to bring the following documents:

  • Your state issued identification card or driver’s license
  • Your most recent bank statement or printout of the last 30 days of activity
  • A blank check
  • A recent pay stub or award letter (for fixed income customers)
  • Proof of your social security number

Can I get a revolving line of credit loan if I have bad credit?

Yes, Cash-2-U does not run credit reports. We make our credit decision based on the customer’s ability, stability and previous payment history with Cash-2-U.

Can I get a revolving line of credit loan if I am in the military?

No, due to various state and federal laws if you are an active duty member of the military or a dependent of an active duty member of the military we are not permitted to offer you a revolving line of credit loan.

How long does it take to get a revolving line of credit loan?

We can normally process a first time customer in less than 15 minutes assuming the customer has all of the documentation required.

Title Loans

How much can I borrow with a Title Loan?

Cash-2-U offers Title Loans from $200 to $10,000.

How long does it take to get a title loan?

Most first time customers are processed in less than 20 minutes assuming they have all of the proper documentation.

What are the requirements to get a title loan?

The amount of a title loan is based on the value of the vehicle and the customer’s income. The requirements are:

  • The customer must be on their job for at least 3 – 6 months, depending on location, and have a verifiable source of income of at least $800 to $1,000 depending on city and location
  • The vehicle must be owned by the customer and be lien free and less than 20 years of age, and be acceptable to us.

What do I need to bring with me when I come into the office?

You will need the following:

  • The vehicle that will secure the loan, so we can inspect it
  • Your state issued driver’s license or identification card
  • The title to the vehicle showing no liens
  • A recent pay stub or verification of income (award letter or tax return for self employed individuals)
  • Proof of your social security number

How often can I get a title loan?

There is no limit on how many title loans you can receive. However, you can have only one title loan outstanding on one vehicle at any given time and if you pay off a title loan in full you can not obtain a new title loan until the next business day.

Can I get a title loan if I have bad credit?

Yes, Cash-2-U’s credit decisions are based solely on the value of the vehicle, your income and any previous payment history with Cash-2-U.

What are the interest rates and fees for a title loan?

The interest rates and fees are listed here.

Can I get a title loan if I am in the military?

No, due to various state and federal laws if you are an active duty member of the military or a dependent of an active duty member of the military, we are not permitted to offer you a revolving line of credit loan.

General

What is the phone number of Cash-2-U?

The main number is 877-657-2274 or the individual store numbers are listed on the Locations page.

What are the store hours of Cash-2-U?

Monday to Thursday – 9:30 am to 6:00 pm
Friday – 9:30 am to 7:00 pm
Saturday – 10:00 am to 3:00 pm
Sunday – Closed

What is the closest Cash-2-U location to me?

To find the closest Cash-2-U location, go to the Locations page or call 877-657-2274 and your call will be routed to the closest store.

NOW WITH 20% LOWER RATES ON TITLE LOANS!
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